Changes in California Manufactured Home Industry

Positive changes for California manufactured home buyers coming in 2019

From attitude to design to recognition by financial markets, the manufactured home industry across the nation is changing. Making manufactured homes part of the affordable housing solution makes more sense than ever before.

Our focus is how changes will impact California home owners, buyers and the agents that help them. Changes in market conceptions are often slow to change but gaining the favor of financial markets will be a difference maker for the industry.  Manufacturers' next level architectural designs already have many home buyers taking a second look and new finance programs make buying a manufactured home more affordable than ever. 


Reasons Why Winter is a Great Time to Buy or Sell You Manufactured Home

It’s a common misconception that you shouldn’t try to buy or sell a home during the fall and winter months. This is generally considered the “offseason” in real estate. Many sellers mistakenly believe that the cold weather will keep buyers away and that no one is looking over the holidays. Unfortunately, many real estate professionals perpetuate this myth by advising their clients to “wait until the spring” to list their home.

The truth is, homes are bought and sold year round, especially in California where hard winters are not an issue. And while the market is typically quieter during the fall and winter, savvy buyers and sellers know how to use this slow down to their advantage.


"Will mobile home parks be affected by Proposition 10?"

The answer is No.

Mobile home parks are not affected by by the Costra-Hawkins Rental Housing Act.  However, rent control for mobile home parks already exists in many California jurisdictions. And we expect to see more restrictions on large mobile home park rent increases, but not because of voters.

The State of California says over 5% of the state's population lives in a mobile home or manufactured home. A large percentage of those are in land lease communities, aka mobile home parks. The home owner owns the home and leases the lot under a lease agreement with the park owner. Lease terms vary greatly across California from ranging form month to month agreements to year to year leases. Manufactured housing represents a significant portion of California's affordable housing inventory, but like all California housing, more desirable locations have higher values.  However, the unique nature of land lease manufactured home ownership as a significant component of necessary California affordable housing results in different market landscape than real estate ownership. 

MH Advantage Home and Loan Program

 Announcing our first Duty to Serve Program, the Fannie Mae Advantage Program.

Conventional financing, including the Fannie 3% down option for new program certified manufactured homes that are built to modern standards, featuring amenities like garages, dormers and site built similarities. The program supports new manufactured home construction that can blend into existing neighborhoods or even support new affordable development.

manufactured home buyers guide

Manufactured Home Buyers Guide - "In  Park"

Most of our buyers know that purchasing a mobile home or manufactured home in a mobile home park is an affordable way to live in California. Many don't understand the value or the process.


Purchasing a manufactured home does not have to be difficult. But the process is different than traditional real estate lending, similar but different. We explain the process to each new client with the goal of having the smartest customers in the market.

Our new Buyers Guide discusses the best way to get started, covers the differences in the manufactured home buying and loan process and even has a payment estimator you can test. Our guide is designed to get you started and help you successully merge and navigate the purchase and loan process.